Effective Date: January 1, 2024

Guide To Insight ("us", "we", or "our") operates guidetoinsight.com (the "Service").

This Privacy Policy explains our practices regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data. By using the Service, you agree to the collection and use of information in accordance with this policy.

Information Collection And Use

We collect different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected:

Personal Data: While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). This may include, but is not limited to:

Email address
First name and last name
Phone number
Address, State, Province, ZIP/Postal code, City
Cookies and Usage Data
Usage Data: We may also collect information on how the Service is accessed and used ("Usage Data"). This Usage Data may include details such as your computer's Internet Protocol address (e.g., IP address), browser type, browser version, our Service pages that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers, and other diagnostic data.

Use of Data

Guide To Insight uses the collected data for various purposes:

To provide and maintain our Service
To notify you about changes to our Service
To allow you to participate in interactive features of our Service when you choose to do so
To provide customer support
To gather analysis or valuable information so that we can improve our Service
To monitor the usage of our Service
To detect, prevent, and address technical issues

Transfer Of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

Disclosure Of Data

We may disclose your Personal Data in the good faith belief that such action is necessary to:

To comply with a legal obligation
To protect and defend the rights or property of Guide To Insight
To prevent or investigate possible wrongdoing in connection with the Service
To protect the personal safety of users of the Service or the public
To protect against legal liability

Security Of Data

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Terms of Service
Welcome to Guide To Insight! We offer a range of services including in-person meetings, online events, online courses, and digital downloads. By accessing and using our website, guidetoinsight.com, and/or attending our events you agree to the following terms and conditions.
1. Services Offered
We provide professional services as described on our website. These services may be offered both online and in person, depending on the specific offering.
2. Eligibility
By agreeing to these Terms of Service, you affirm that you are of legal age to enter into this agreement or, if not, that you have obtained parental or guardian consent to do so.
3. Personal Well-Being
By using our services, you acknowledge and agree that you are fully responsible for your own well-being, including your physical, mental, spiritual, and emotional health, both during and after your participation in any events, courses, or services provided by Guide To Insight/guidetoinsight.com. You agree to accept full responsibility for any decisions you make regarding your personal well-being as a result of participating in our services. Guide To Insight/guidetoinsight.com and its employees, consultants, or facilitators are not liable for any decisions, actions, or outcomes that may result from your participation in our services.
4. Financial Advice Disclaimer
Guide To Insight/guidetoinsight.com does not provide financial advice. The content and services offered by us, including but not limited to any information provided during events, courses, online services, or digital downloads, are intended for informational, educational, or entertainment purposes only. Nothing within our services is intended to be, nor should it be interpreted as, financial advice or a recommendation to invest, spend, or manage finances in any particular way. Decisions based on information provided by Guide To Insight/guidetoinsight.com are the sole responsibility of the user, and in exchange for using these services, you agree to hold Guide To Insight/guidetoinsight.com and its affiliates harmless against any claims for damages arising from any decision you make based on such information.
5. Payments and Refunds
For live in person events, full refunds are available from the date of purchase up until 7 days prior to the scheduled event. After this period, we cannot offer refunds.
For online courses and digital downloads, we offer a 30-day money-back guarantee. If you are not satisfied with your purchase, you may request a full refund in writing within 30 days of the purchase date.
6. Cancellations
We reserve the right to cancel or reschedule any event or service due to unforeseen circumstances. In such cases, participants will be offered a full refund or the option to transfer to the rescheduled event/service.
7. Use of the Website
You agree not to misuse the website or its content in any way that violates applicable laws and regulations. All content on the website is the property of Guide To Insight/guidetoinsight.com and is protected by copyright laws.
8. Account Responsibility
If you create an account on our website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password.
9. Modifications to Terms of Service
We reserve the right to update or modify these Terms of Service at any time without prior notice. Your continued use of the website after any changes indicates your acceptance of the new Terms.
10. Contact Us
If you have any questions about these Terms of Service, please contact us at 650-427-9645.

For live in person events, full refunds are available from the date of purchase up until 7 days prior to the scheduled event. After this period, we cannot offer refunds.
For online courses and digital downloads, we offer a 30-day money-back guarantee. If you are not satisfied with your purchase, you may request a full refund in writing within 30 days of the purchase date.